Higher Education as A Wise Investment Essay

Higher Education as A Wise Investment Essay Higher Education as A Wise Investment Essay Example Higher Education as A Wise Investment Essay Example The world is constantly changing, and people are changing with it. Even more, people are those, who create an impulse to alter the environment around them. That is why every person needs to have and use the possibilities to grow intellectually and receive the best tuition, because everyone has his/her own inner power to make the world better. According to a contemporary model of a liberal society, humans are placed in the center of the planet around them. They are not just observing what is going on, but also participating. They have the right to express their opinion. These ideas might seem to be not very related to an educational process. However, a basis of such concepts like a freedom of speech, a critical thinking and self-respect are formed at school and polished at higher educational institutions (Bronfenbrenner). Studying at the university or college is efficient for liberating the consciousness and developing the creativity of young people. Every person has a unique individuality. Thus, investing into a higher education might lead to efficient results in this sphere. The universities and colleges are considered to form free-thinking members of the democratic society. They will succeed in the further adult life and make the community around them better (Sokol). It is difficult to say that higher education is necessary for everyone in the society. It is a wise investment, regardless the personal circumstances. The tuition costs a lot; and not many people in the United States can afford it. The question is whether everyone needs it. There are many people that do not want to work as clerks at the offices or become scientists. It is possible to say that they do not need any higher education. From another perspective, higher education is another way to develop intellectually and culturally. It does not matter what the future professional plans of a person are (Bevilacqua, Giannetto, and Matthews). Even though the issue is worth a long discussion, I think that higher education is a very good investment for a number of reasons. Main Reasons Why Higher Education Is a Wise Investment The price of studying at the university or college is big enough to make the majority of the middle-class families take a loan in the bank. They could hope that their child will find a good work after the graduation. According to the information given in the article â€Å"Getting More Bang for the Buck in Higher Education†. Students are already borrowing about $113 billion a year, more than twice as much as a decade ago, and student debt now tops $1 trillion. The federal government accounts for nearly 90 percent of all student loans and the Congressional Budget Office estimates that students will take out $1.4 trillion in new federal loans over the next decade. (D’Andrea 2013). This statistics shows that higher education is still very popular among the Americans despite its high costs. It is necessary to note that the United States is a developed country. There are many workplaces that require a higher education to fit the standards. For example, it is impossible to work as a web-developer without a specific knowledge on the issue. It is surely rather complicated than a high school level. If there are not many professionals in the country, the company has to invite people from abroad to work for them. Nowadays, many American companies do it frequently. It supports an idea that people with higher education are needed. They will surely find a workplace after the graduation. Having a university degree is a sign for employees that a person obtains the premium qualifications for the work. There is no need to check his/her knowledge in all details in this sphere. It also increases the possibilities for a professional growth in the company. A university degree becomes an advantage in creating an image of a successful person. It is surely an intellectual achievement. It is a wide-spread idea that university graduates earn more during the lifetime. It may be explained by an idea that they do not work on lower positions like college graduates do. Of course, a financial well-being depends not only on the persons academic degree. Such issues like working productivity, energy and enthusiasm as well as luck are also very important. However, having a university degree increases the chances of an individual for a quick advancement by a career ladder. The article in The New York Times includes the following: A college graduate is almost 20 percentage points more likely to be employed than someone with a high-school diploma. Although the cost of a college degree is 50 percent higher than it was 30 years ago, the increase in lifetime earnings associated with a college degree is now 75 percent higher. (DAndrea) Another idea that supports the thesis that higher education is a wise investment is the following one. It shows employees and other people that the person with the degree is committed and knows how to set and accomplish goals. It addition, to have a degree shows that the person is able to work systematically while gaining the new knowledge and passing exams successfully. It might be incorrect to analyze the advantages of investing into higher education only from a personal economical point of view. It is necessary to note that it abolishes such serious problems in the society as a total ignorance, a fear of strangers, and their culture. Increasing an educational level of people is the best way of preventing racism and crimes. An educated person will not kill for fun, because he/she understands the value of the human life. He/she will be a better citizen that will help the poor, because he/she has an idea about humanism. People become better, no matter whether they are being skilled workers or professors. The humankind has made a long way from the ancient times to the 21st century and gained much knowledge in all spheres. It should be understood by everyone. This knowledge broadens the mind and creates a good basis for a further progress of human thoughts. Higher education is an attribute of a high social status. It can be called an achievement, in other words, and the prestige of the university degree attracting many people. The government gives to citizens a possibility to go to the university without paying all the money for the tuition as a reward (Nola and Irzik). This can be seen in an example of the U.S. army and the desire of people to get higher education. It is another argument that supports the importance of investing into the university degree. The U.S. Army: Supporting the Prestigious Status of Higher Education It is necessary to describe the overall situation connected with an army in the United States. It is the U.S. Military that faces numerous problems. The main problem it meets with is unwillingness of young people to serve the country and the lack of financing. That is why the military saves money, reduces some expenses on other issues, but leads an active advertising and promoting campaign. All this has made to create a new positive image of an American soldier. It should attract volunteers to the army. Re-branding of the U.S. Army is a main issue that managers want to achieve in their advertising and promotion campaigns. It targets mostly the young men from 18 to 24 years old that have been brought up on the TV culture. When those young men are asked to fill in the questionnaire, they describe the army as something with the dog soldier work, obstacle courses and in-your-face drill officers. The Army tries to make it more transparent for the American public. It creates an image of a strong young professional patriot, who goes to the military to serve the country. The situation with the lack of volunteers is so difficult, that the Army introduced a special army experience tour. The officers visit high schools on a recruiting truck and talk about the possibilities the military service can give to students (Baron). However, an issue that is connected with a problem of higher education is not the popularity of the military service. The main point that underlines the importance and prestigious status of the university degree are the perspectives the army opens for a young recruit. The military service gives a wide range of social opportunities for young people from lower classes. After the army, the person is able to get a higher education at a lower price. The person receives a good and cheap healthcare and a possibility to buy a house. That is why the advertising campaign targets high school and college students, mostly in the southern states. In these regions, there are more immigrants like Hispanics and blacks. According to the state program, such immigrants will be able to become the citizens of the country after the military service. The marketing strategy the army of the United States uses depends on the economic and social status of the target audience. The state program aims at increasing the popularity of the military service among people and promise to provide them with various profits in future. It is one of the most important features making the army so popular among young people of the lower class and immigrants. It is necessary to note that those young men who go to the army do not really have many opportunities to make their lives better to choose from. They do not have other ways to get education and social profits. As it has been mentioned earlier, higher education costs much even more for middle-class families. This sum is too much for a poor immigrant family or just for a family with many children. In fact, the soldiers that can be compared to customers do not have a choice. It is similar to arriving to the store where there is an only model of the mobile phone available. There is no competition at all (Garamone). The price for this mobile phone is extremely high, but it will be certainly bought. There is a lack of mobile phones. This example can be easily compared to the military. In reality, the army is a monopolist in its sphere. It is quite logical, because it is impossible to have several armies in the country. It might cost too much and lead to a breakup in the country in case some political problems arise. However, it is the only way to make the life better for a big number of young people. Our SamplesThe best way to know how to write good essays is by getting a sample of an essay from competent experts online. We can give you the essay examples you need for future learning. Free Essay Examples are here. Main Reasons why Some Think Higher Education Is not a Wise Investment Many college and university students complain that they need to take too many obligatory courses being not related to their major ones. The students have been writing petitions and discussing this question for many years. However, the majority of higher educational institutions create curriculums with general studies. Higher education supposes that a student will learn many disciplines on the higher level to become not only a professional, but also a well-educated cultural person (Dann). Many people claim that the university level is unnecessary for them. There is not much information about the major studies and too much information about philosophy, literature, rhetoric, and other general issues (Conerly). Even though I do not agree with the statement that there is no need to take the courses being not related to the one’s specialization at all, I will try to compare some arguments from both sides to make a situation clearer. The general education has an obvious advantage. It gives the all-round knowledge in different spheres of science and art. It is difficult to disagree with this argument because the basic knowledge in languages, art, and history is not redundant for engineers and managers. Perhaps, those who are good in programming have neither the desire nor much talent to learn foreign languages or even write essays in their own. They have a different way of thinking. In their logical world of codes, there is no place for a verbal beauty. The problem is that even great programmers need to communicate with people, write emails, and love writing letters to their girlfriends without mistakes as well as work abroad. Sometimes the knowledge of English is not a treatment for everything. That is why the universities make language disciplines obligatory for all students. According to the article â€Å"Dont Buy the Hype, College Education Is Not an Investment,† the majority of university graduates do not know much neither in their profile, nor in general subjects. More than a third of recent college graduates had coasted through without adding anything to their human capital. Reports that employers often find graduates applying for jobs to be weak in basic skills are numerous. If a college degree were a regulated investment opportunity, it would have to bear the standard warning that past performance is no guarantee of future performance. The future won’t be similar to the past for many college graduates and telling young people that college will be a good investment is careless and irresponsible. (Leef) There is a universal counter-evidence to this statement. There is always a possibility for self-education. Nowadays, there is no problem in finding information in the Internet and even in taking online courses. As a proverb says, â€Å"Where there is a will, there is a way.† Students should always be motivated to learn something (Conerly). They know for sure that they have to be good in their specialty because it is their future profession. However, they really do not understand why it is necessary to learn French if they can communicate perfectly in English. They do not intend to work in France. The lack of motivation makes those obligatory general courses ineffective. Thus, in the end, both professors and students lose their precious time. Another argument for attending the courses that are not related to the profile is that they teach students to think critically. It makes the brain work harder if a student needs to master a subject being not his or her initial specialization (Grove). However, this theory has more disadvantages than advantages in practice. Firstly, the ability to think critically does not depend upon the subject the person is learning. The only thing that is important is a process of learning and mental abilities to compare facts and make conclusions. Secondly, it often leads to serious psychological problems. If the person is a talented musician, and he/she is bad at mathematics, but still learns it, he/she constantly fails in this. It does not depend on the efforts put for learning. This state leads to depression, appearance of inferiority complex, and a decrease of self-rating. The next argument to support the idea of necessity of general studies in the university is that the variety of disciplines gives to students an opportunity to choose what they prefer more. It is good in the sense of self-determination. However, it causes difficulties with the employment after graduation (Genovese). Universities do not always filter the disciplines applicable to the real life. Students might have problems with the further professional adaptation. Time is very valuable. The majority of students want to get their profession as soon as possible. Another very important issue, which supports an idea that extra courses are not needed, is money. Many families cannot afford paying for the tuition. The general courses are costly, obligatory for all students, and, in addition, not related to their major course. It is evident that the question of money is an obstacle for the majority of students.The lack of money is not the only problem in the question of general studies. Another important factor is time. Many college and university students work part time or have family issues that do not allow them to spend at least four years for finding themselves. No matter how good this idea is in theory, the reality where the time and money are involved makes its corrections (Grove). It is possible to find a college with a flexible curriculum (Education Portal). One can always choose an institution to study at. This question is important, because there is no money-and-time-back system at colleges and institutes. That is why every student needs to understand what his/her aim is; whether it is to get a more generalized knowledge, or to pay more attention to the major subject. An opportunity to take the courses being related to the one’s specialization is more practical than studying the disciplines providing the basics of everything in the world to students. One of the main counter-evidences against getting a higher education, omitting if it is not a way for self-development but a wise investment, is that studying is not a financial operation at all. Forbes writes: When college cheerleaders say that there is an earnings premium for graduates, they make it sound just like investing in financial instruments. â€Å"Buy this bond and you get interest payments in return; buy a college degree and you get higher wages in return.† But that isn’t the case. No one receives any payment or premium merely for having finished college. Employers do not reward workers just for having passed enough classes to earn a degree. They reward workers for their productivity. Going to college might increase a person’s productivity, but it’s neither necessary nor sufficient for that. (Leef) In reality, the academic degree supposes that the person has done more of the individual work to get it. As a result, it might be just an advantage in the competition to gain the job. However, it is not another document that supports an idea that the person has a good professional pedigree. It is difficult to say for sure if the higher education is necessary for everyone in the United States. The tuition costs a lot of money. The majority of students have to take a loan in the bank to finish the university. There are both advantages and disadvantages in studying at the college or university. Higher education is a good investment into the future career, because a graduate might find a well-paid job. He/she might have good possibilities for the future career growth. In addition, higher education gives to students numerous possibilities for the personal intellectual and cultural growth. It might make their lives better in future. A free-thinking, creative, and intelligent person has more chances to succeed in life than those people selecting not to continue their studies. To sum up, the well-educated citizens are the developing power of each community and every state. That is why getting higher education is a wise investment both in the individual and state senses.

Careers Ideas for English Majors

Careers Ideas for English Majors English majors are fortunate in that they graduate with degrees in a field that nearly everyone has heard of. The problem they face, however, is turning that English major into an actual job. Fortunately, many employers are aware that English majors come with a unique set of skills. Consider applying your knowledge in writing, critical thinking, and literature in one of the following careers. Careers in English Teach English in the United States. Its the classic choice for many English majors - and for good reason. If you love literature, working with students and writing, teaching in the U.S. through a program like Teach for America can be a great first gig.  Teach English abroad. Love to travel? Want to live somewhere new? Want to learn a new language? Teaching English abroad can be a great option for blending your personal and professional interests.Work in marketing for a for-profit company. Writing well may come easily to you, but it doesnt for everyone. Put your skills to work at a big companys marketing department.Be a freelance editor. Love helping people develop their own work? Consider freelancing as an editor.Be a freelance proofreader. Are you the person whom everyone comes to on campus to make sure their grammar and punctuation are perfect? Start charging for those services and see if you can make a career for yourself.Work for a newspaper. Contrary to popular belief, news o rganizations are on the rise and still hiring. Consider working as a journalist or editor. Work at a bookstore. Love books? Use your passion for literature to inspire the same passion in others.Work at a nonprofit that focuses on a love of literature. Consider working for a place like 826, which  focuses on bringing reading and books to those most in need.Do communications work for a large company. Creating copy and communication plans for a large company can be a fantastic challenge.  Do communications work for a nonprofit. You have awesome writing skills. Nonprofits need awesome folks. Pick an organization you love and you just might have a match made in heaven.Work as an editor or proofreader for a magazine. See if you can blend another of your passions - like photography, for example - by working as an editor or proofreader for a magazine in the field.Work as an editor or proofreader for a website. Most websites are designed and written by folks who want to get their information out. Make sure that information is clear and well written.Pursue life as a freelance writer.  Throw your hat in the ring and see if your skills as a freelance writer can pay the bills. Work at a library.  Working at a library can be a great way to interact daily with books and other tomes of information, with the added bonus of working more extensively with the community.Work at a local theater. Many local theater houses need folks with multiple talents: writing, acting, proofreading, editing. Put your multiple skills to use while having fun, too.Write promotional materials for a sports team. Love sports? Have a local sports team nearby? See if you can get a gig helping with the teams writing needs.Work at a TV station. You may think you need a degree in broadcasting to work at a TV station. But all those stories you hear on the news at night need to be written, edited, and proofread by someone who knows what theyre doing.Work at a radio station. Similar to TV, radio stations are in need of English majors. From writing marketing materials to proofreading promos, a radio station can be a fun and exciting place to work.Work for a technology company. You may picture tons of techs working in cubes when you think of a technology company. But all those instruction manuals, websites, user guides, and even video games need people to translate them from code to real English. Be a grant writer. Grant writing is a unique field that will allow you to help support a cause you believe in, work for an interesting organization, put your writing skills to work, and see the direct results of your efforts. Not too bad for a days work.

Mario Cuomo's Famous 1984 Speech Essay Example | Topics and Well Written Essays - 750 words

Mario Cuomo's Famous 1984 Speech - Essay Example Mario Cuomo's famous 1984 speech remains persuasive, on an intellectual level at least, even when stripped down. The full text of the speech was much more convincing, and especially elicited a strong emotional response. Cuomo does an excellent job painting a picture for the listener, which engaged senses other than simply the ears, and ideas that stir the heart as much as the mind. He creates images of different Americas: â€Å"A shining city is perhaps all the President sees from the portico of the White House and the veranda of his ranch† compared to an America where â€Å"people can’t pay their mortgages, and most young people can’t afford one; where students can’t afford the education they need, and the middle-class parents watch the dreams of their children evaporate.† This imagery elicits a strong emotional response. Furthermore, he uses other rhetorical devices, such as repetition, to build a rhythm that contrasts his vision strong from the v ision that he paints of Ronal Reagan.   The passage where he describes a â€Å"credo,† connecting his ideas with religious connotations, then moves into something that sounds almost like a sermon. â€Å"We believe,† he says twelve times, trying elaborate on differences between the Republicans and Democrats. These descriptions also get progressively shorter and shorter, allowing Cuomo to build a rhythm that moves from very specific, long details to short but powerful statements, such as â€Å"we believe in civil right, and we believe in human rights† – statements that raise the hairs on one’s skin and create an incredible emotional response. Based on the above observations, it seems that logic and rhetoric are not inherently connected; rather that rhetoric can augment an already sound logical argument. I firmly believe that if Cuomo’s speech was absent from logic the stripped down version would not be persuasive at all, and the full text wo uld be less persuasive, but possibly still convincing on emotional grounds. It seems that rhetoric can add an emotional layer to a logical argument that would otherwise be absent, which convinces someone not just of the validity of one’s arguments but about the fundamental righteousness of one’s goals and mission. Also, it seems that the rhetorical devices that Cuomo employs would have been just as potent even if they were not overlaid on top of an already logical framework. The â€Å"we believe† section is almost entirely absent from the cut down version that eliminates much of the rhetorical language, show that much of that was simply imagery and rhetoric without much argument. And the imagery he uses in describing the two different visions of America can almost always be used – I doubt there has been a presidential nominee that has failed to use this rhetorical device in the past twenty years.

Managerial Economics Week 7 Individual Work Assignment

Managerial Economics Week 7 Individual Work - Assignment Example The information asymmetry by the buyer will enable him/her to go for more quality tests on the product. An experience good is a good in which its prices and quality are in question by the consumers. After the consumption, the consumer will then be able to ascertain the quality of the product. Consumers then are more likely to pay higher prices for the product because lower prices by the notorious firm will raise the consumers’ eyebrows. Consumers will also be able to question whether there are some problems, which cannot be observed in the market but only upon consumption. Higher prices indicate how genuine the product can be thus consumers will go for the product at higher prices. Good branding of the products will also contribute towards higher prices by consumers (Holt, 2009). In the long-run, consumers will opt to paying lower prices. The decision to pay lower prices results from the fact that one gets to know the quality of the product after its

Eastern Religions Analysis Essay Example for Free

Eastern Religions Analysis Essay Modern western medicine is based on knowledge and technological innovations appeared in 19th and 20th centuries. In contrast to eastern traditions, modern western medicine rejects the role of mind and soul in treatment trying to explain everything form Rationalist point of view. Recent years, eastern religious traditions penetrate into modern medicine brining new understanding of diseases and their causes. Alternative medicine is a ‘branch’ of modern medicine which applied eastern religious traditions into professional medical practice. The main advantage of eastern religious traditions (Daoism, Hinduism, etc. ) is interpretation of mind-body interaction which sees human mind and body as a part of the world order, nature and cosmic environment. Following eastern religious traditions, modern medicine uses meditation techniques and relaxation as the main tools to treat many incurable diseases. They program mind towards positive thinking and health. Eastern teaching includes unconscious ideas that shape everyday behavior, namely the right decision, the right attitude and truth. â€Å"By going to a practitioner skilled in one of these arts [eastern practices], patients feel that they are getting a complete doctor someone to treat their medical condition and to give them wise advice about life as well† (Dworkin 2001, 3). As the most important, eastern religious traditions use herbal substances and other natural ingredients as an alternative to surgical treatment methods. Today, more and more drugs consist of herbs and vitamins as the most effective and safe measures of treatment. Eastern religious traditions prove that chemical substances are ineffective if a person (patient) cannot change his attitude towards life and his diseases. Dworkin explains: â€Å"Alternative medicine stands between medical science and organized religion, and therefore stands between what is known and what is unknown† (Dworkin 2001, 3). In spite of great knowledge, the role of eastern religious traditions and their practical application is still limited by rational knowledge of western society. Modern India is influenced by globalization and westernization processes which changed social ideals and beliefs of modern generations. The remarkable feature of modern society is that it does not reject and ignore old beliefs and values applying new traditions and innovation to its cultural heritage. Following Frawley, it is possible to interpret Hinduism as: â€Å"the Dharmic soul of India, [which helps] to rise up from deep sleep and realize its true heritage† (Frawley 2002, 113). Popular culture of social and intellectual elite is primarily viewed by strong traditions of people, as well as religious dogmas, and Hinduism is the source that influences popular culture. After the period of colonialism and Communism, this change in national consciousness and mind is a result of the collapse of a stable world-view created during 20th century, which led to panic and moral decay. In modern India, social norms play greater role than Hinduism and are seen as a priority. Some critics admit that some Hindus are distance themselves from religious traditions â€Å"avoiding being seen going to temples, Yet may go to churches and mosques as a demonstration in their universality of religion. (Frawley, 16 cited Thaiyar 2002, 113). This tendency shows that modern generations are free to practice a high degree of ethical pluralism in their personal life choosing personal religion and way of life. Changing ideologies required changes of common people who are the base of popular culture. Still, Hinduism has a tremendous impact on cultural and social life of Hindus as a part of historical development and national identity. In general modern society is suppressed by social changes which influence world perception and culture, but, at the same time and again are associated with the reformed religion, which demands strict code of ethics and beliefs. Today, most Hindus subconsciously follow Hinduism traditions and philosophy, way of life and food patterns as a part of national culture they cannot change. Hinduism penetrates all spheres of social life and cultural norms reshaping modern nation and its values formed during the 1950s. References Dworkin, R.W. (2001). Science, Faith and Alternative Medicine. Policy Review, p. 3. Thaiyar, S. (2002). Arise Arjuna: Hinduism and the Modern World. International Journal of Humanities and Peace, 18, p. 113.

The Role of African American Women in the Civil Rights Movement Essay

The African American Civil Rights Movement was a series of protests in the United States South from approximately 1955 through 1968. The overall goal of the Civil Rights Movement was to achieve racial equality before the law. Protest tactics were, overall, acts of civil disobedience. Rarely were they ever intended to be violent. From sit-ins to boycotts to marches, the activists involved in the Civil Rights Movement were vigilant and dedicated to the cause without being aggressive. While African-American men seemed to be the leaders in this epic movement, African-American women played a huge role behind the scenes and in the protests. When discussing the American Civil Rights Movement, the names that seem to come up are those of prominent black men. While these men did enormous amounts of good during this movement, there are many women who seem to be poorly represented or credited. Black women had a huge amount of influence during the Civil Rights Movement. While many of the protests and movements were led by men, the women were behind the scenes organizing and promoting and popularizing the ideas themselves. Many women were heavily involved in political organizations such as the Student Nonviolent Coordinating Committee (SNCC), the Mississippi Freedom Democratic Party (MFDP), the Southern Christian Leadership Conference (SCLC), and many others. Even if they were not directly involved in organizations, however, many black women became informal leaders of movements and/or enthusiastic participants. A few famous example of black women’s involvement are: Citizenship Schools in South Carolina, the Montgomery B us Boycott, And various women’s involvement in political groups and organizations. One of the most influential women i... ...rica? Fannie Lou Hamer and the Mississippi Freedom Democratic Party." Women in the Civil Rights Movement: Trailblazers and Torchbearers, 1941-1965. By Vicki L. Crawford, Jacqueline Anne. Rouse, and Barbara Woods. Vol. 16. Brooklyn, NY: Carlson Pub., 1990. 27-37. Print. Robinson, Jo Ann Gibson, and David J. Garrow. The Montgomery Bus Boycott and the Women Who Started It: the Memoir of Jo Ann Gibson Robinson. Knoxville: University of Tennessee, 1987. Print. Ransby, Barbara. Ella Baker and the Black Freedom Movement: a Radical Democratic Vision. Chapel Hill: University of North Carolina, 2003. Print. Standley, Anne. "The Role of Black Women in the Civil Rights Movement." Women in the Civil Rights Movement: Trailblazers and Torchbearers, 1941-1965. By Vicki L. Crawford, Jacqueline Anne. Rouse, and Barbara Woods. Brooklyn, NY: Carlson Pub., 1990. 183-202. Print.

Key Question Biology Essay

1) Mg2+ Has 10 electrons. 2) Carbon -14 would not be effective at dating bones that are millions of years old. Carbon -14 is effective at dating to a maximum of 40 000 to 50 000 years old. The isotope decays over time and would not be present on bones that are millions of years old. 3) Hydrolysis – Water used to breakdown molecules. Hydro means water and lysis means to breakdown. An example of hydrolysis in action within our bodies is how our body breaks down protein into amino acids. Water is used to break protein down in to its amino acids. Condensation- Condensation is when two molecules combine and form one bigger molecule. It is exact opposite process of hydrolysis. It is also called dehydration synthesis because water is removed â€Å"dehydrated† in forming of new molecule. This reaction happens in our bodies when we form muscle tissue. Oxidization-Reduction (REDOX)- This reaction describes the process of transfer of electrons from one reactant to another. The gaining of electrons is known as reduction and losing electrons is called oxidization. It is usually referred to as REDOX (REDuction/OXidization). One example of redox within our bodies is during cellular respiration. Question 4 is a chemical equation representing this process. Neutralization – Involves acids and bases and producing water and a salt. Acids contain Hydrogen Ions and Bases contain Hydroxide Ions. The best example of neutralization in our bodies is the carbonic acid bicarbonate buffer. It contains acid and base and maintains our bloods Ph level. If our blood becomes acidic or basic this buffer neutralizes conditions. 4) C6H12O6+6O2–>6CO2+6H2O a) Carbon atoms in glucose are being oxidized b) Oxygen is being reduced Unit 1 Lesson 2 Key Questions 5)a) Carbohydrates monomer(s) is monosaccharide’s which are simple sugars.  The functional groups of carbohydrates are carbonyl and hydroxyl. The linkage type is a glycosidic bind. Carbohydrates primary function is to provide energy for the body. b)Proteins monomer(s) are called amino acids. The functional groups are called aminos and carboxyls. The linkage type is by using a peptide bond. The primary function of protein is build and repairs the body. c)Lipids monomer(s) are called fatty acid and glycerol. The functional group is called ester. The linkage type of lipids is non polar bonds or sometimes called ester bonds. The primary function of lipids is energy, hormone production and insulation of the body. D)Nucleic Acids monomer(s) are called nucleotide. The functional group is dna(Deoxyribonucleic acid) and rna(Ribonucleic acid). The linkage type is covalent bonds and hydrogen bonds. The primary function of nucleic acid is to store and transfer genetic material. 6) Box on right illustrates the peptide bond resulting from the condensation of both the amino acids. The box on the left illustrates the separation of the hydroxide group from glycine and the hydrogen atom from valine. 7)a) You would do the Benedict’s reagent test for simple sugars and the Lugol’s solution or Iodine test for polysaccharides and starch. To test the lipids you would use the Sudan iV test and Biurets reagent test for protein. b) Benedict test the solution color will change from blue to pink/orange red, indicating simple sugars are present. Lugols test the solution color will change from yellowish brown to dark purple, indicating starch and polysaccharides are present. Sudan iV test the lipid content will turn into red, indicating lipids are present. Biuret test the solution colour will change from Blue to pink, indicating protein is present. UNIT 1 Lesson 3 Key Questions 8) Enzymes are protein catalysts that speed up chemical reactions, without being consumed by the reactions themselves. For the reaction to occur, the reactions have to overcome the activation energy barrier. The enzymes work by lowering the activation energy. The two substrates are bounded and optimally positioned, the reaction can proceed to form or break chemical  bonds. You must mention the presence of successive collisions. 9)a) Enzymes work in very limited temperature and Ph range. If Ph is altered even slightly it can slow down or completely stop the enzymes action. It is a concept known as enzyme specificity. When pH of a particular medium changes, it leads to alteration in the shape of the enzyme or the substrate and if denaturation occurs the process stops completely. b) The relationship between rate of reaction and concentration of substrate depends on the affinity of the enzyme for its substrate. The higher the substrate concentration the more quickly product is produced (rate of reaction increases) until enzyme saturation is reached at which time more substrate has no further effect. 10)Enzyme A the Optimal Ph seems to be Ph4 and Optimal Temperature seems to be 370 c. Enzyme B the optimal Ph seems to be Ph7 and the optimal temperature is a range between 40c -80oc. Enzyme C the optimal Ph seems to be a range between Ph1 and Ph 13 and the optimal temperature seems to be 200c. 11)Three benefits of enzymes in food technology are: Alternatives to chemical based technology, can replace chemicals in many processes. This can allow real advances in the environmental performance of production processes, through lower energy consumption and biodegradability. More specific in action than synthetic chemicals. Processes which use enzymes therefore has fewer side effects and waste byproducts, producing higher quality products. Allow processes to be carried out which would otherwise be impossible. Like changing colour of food products or allowing products to be clear like apple juice uses pectinase enzyme. Unit 1 Lesson 4 Key Questions 12) Mitochondria produce ATP or energy. Muscle cells contract and use energy at a rapid rate and require more ATP than a fat cell would require. Muscles are required for movement so each movement requires ATP and muscle cells in mammals also are sued to produce heat, also requiring more ATP. Fat cells are energy storage. 13)a) Diffusion does not require energy, Active Transport require energy or ATP. b)Diffusion goes from high to low concentration while active transport goes from low to high. 14)  Receptor-mediated endocytosis has receptor, and is specific, only certain specific molecules can enter. Phagocytosis surrounds its food without really knowing what it is, cell membrane engulfs large molecule with a vesicle. 15) Integral proteins allow polar molecules like water to pass through the non polar interior of the membrane. Cholesterol makes the membrane sturdy and more rigid than it would be without. 16)A) The purpose of this experiment is to investigate the movement of water in and out of a carrot-osmometer as a result of being placed in two different solutions: distilled water, and a 10% salt solution. B) Beaker A contained distilled water Whenever there is movement of water, it is from a region of higher concentration to lower concentration. as there’s a fall in the water level in beaker B. This is because the cells of the carrot placed in beaker B have a lower water potential than the distilled water on the outside. So water molecules undergo osmosis from higher water potential to lower, from the outside water into the cells of carrot. This results in the fall in water level. 17) Salt water when used for rinsing mouth becomes hypertonic in relation to the fluid inside the cell of the gums that are swelled. As the fluid of two concentrations is separated by a semi-permeable membrane, osmosis starts to make a balance. In this process fluid comes out of the cells of the gums to make fluid in mouth isotonic to intracellular fluid. This helps reducing intracellular fluid and thus reducing the swelling of the gums.

Three Main Learning Styles

There are around three main learning styles. These are visual, which include those who learn by watching and seeing; auditory and interpersonal, including those who learn by listening and discussing; and kinaesthetic or tactile, which comprises of those who learn through activity. For the purpose of this essay I choose to compare my learning style with my classmate, Melissa Horner’s.Melissa Horner’s style is definitely auditory and interpersonal. She learns best within an environment where the teaching is verbal in nature. Even when studying, although Melissa likes a quiet time for study, she will still read aloud to enable her to absorb the information better.My style is different. I would say my learning style falls into the kinaesthetic category, because I find it difficult to be still for long periods of time and learn best when there is a lot of activity around me. I also find that I am very active when I am studying. I need to express myself physically, for exampl e I will use objects such as a pencil to help me whilst I am thinking.The most effective ways in which Melissa can produce the best quality work is by working within a group or class and listening to others explaining the situation. It is also helpful to Melissa to make notes in her own words and them reading those notes aloud so that a full grasp of the subject is achieved. For me to produce the best paper, it is necessary to be active. I do best when I am able to physically explore the subject being discussed.My opinion is that by combining the learning styles of Melissa and myself, we can produce a really effective paper. This can be achieved by utilizing Melissa’s note taking and need for vocalization of a project or study together with my need for activity in study. As these aspects of learning complement each other, the quality of the paper produced would be better than one that is produced using only one of the styles in isolation.Work citedRiding, Richard and Rayner, Stephen (1998) Cognitive Styles and Learning Strategies: Understanding Style Differences in Learning and Behavior. David Fulton Publishers Ltd. UK

Stock Dividends and Stock Splits Essays

Stock Dividends and Stock Splits Essays Stock Dividends and Stock Splits Essay Stock Dividends and Stock Splits Essay For investors, it is important to understand stock dividends and stock splits. Stock dividend is different from stock split.   While it is true that, in both cases, new shares of stock are issued to current stockholders, distinction between the two has been recognized.   The distinctive difference between a stock dividend and a stock split is that in the former, there is a capitalization of earnings or profits, together with a distribution of the added shares which evidence the assets transferred to capital, while in the latter, there is a mere increase in the number of shares which evidence ownership without altering the amount of the capital, surplus or segregated earnings.   In short, a stock split is but a dividing up of the outstanding shares of the corporation into a greater number of units without touching the stockholder’s original proportional participating interest in the corporation.   Stock split is basically one of form and not of s ubstance.Concept of dividendsA stock corporation subsists to make a profit and to allot a percentage of the profits to its stockholders.   The board of directors of a public corporation may declare dividends out of the unrestricted retained earnings which shall be payable either in cash, or in stock to all stockholders on the basis of outstanding shares held by them.   A dividend is that part or portion of the profits of a corporation set aside, declared and ordered by the directors to be paid ratably to the stockholders on demand or at a fixed time.   It is a payment to stockholders of a corporation as a return on their investment.   It is a feature of a dividend that all of the stockholders of the same class share in it in proportion to the respective amounts of stock which they hold.Without disturbing the capital stock, a dividend is an aggregate amount which can be shared among stockholders.   The term has been considered as suggesting that there must be a surplus or p rofits to be divided.   To warrant the declaration of dividends, there must be actual bona fide surplus profits or earnings over and above all debts and liabilities of the corporation.   Although a corporation has earned no profit from the current period, it may properly pay dividends from accumulated surplus out of previous years.   On the other hand, dividends may not be declared as long as a shortfall exists although; it has realized actual profit in the current year.Stock dividendsInstead of cash, a corporation may opt to declare stock dividend, which is a dividend payable in unissued or increased or additional shares.   Stock dividends do not decrease the value of the stockholder’s interest; they only bring down the cost per share of the stockholdings. To illustrate, Mr. X owned 200 shares of stock at $10 per share worth $2,000.   The company declared and distributed 25% stock dividend.   Mr. X would now own 250 shares for the same value of $2,000, with a new value per share of $8 (Heakal, 2003).   A corporation may increase its authorized capital stock by way of stock dividends without touching its unissued shares as long as there are retained earnings to justify the declaration.The declaration of stock dividend may be revoked at anytime before the actual issuance of the stock.   Unlike in cash dividend, a stock dividend requires, as a general rule, more than a mere declaration to make it effective.   It must be approved by the stockholders. Until the stock is actually issued, or at least in some manner especially set apart to the stockholders, its effect is not complete.   The so called stock dividend in shares of the kind already held gives the shareholder nothing in the way of a distribution of assets, but merely divides his existing shares into smaller units.   There is no increase in his proportionate claim upon the assets of the corporation or income by reason of such a paper dividend.   There is no obligation upon th e corporation to declare stock dividends, which are not distributions but only a change of the share and capital structure.   Since the declaration of stock dividend gives the stockholder nothing until all the formalities necessary to a valid increase of stock are complied with, its revocation, therefore, takes away nothing.   But unless rescinded, the shareholders have absolute right to their respective shares in the stock dividend so declared and actual delivery of the corresponding certificate is not essential to make the shareholder the owner of the dividend (De Leon, l993).Dividends DatesEssentially, there are three dates to observe in dealing with dividends.   The first to consider is the date of declaration where the board declares dividend and sets the amount of dividend, the payment date and the ex-dividend date. Next is the record date, where all list of of current stockholders who are to receive dividends are rolled up. The most important date is the 2-day period be fore the record date which is designated as the ex-dividend date. This is to allow completion of all unfinished transactions before the record date.   Those stockholders not on record or do not own the stock before the ex-dividend date will not be entitled to dividend payment. Proceedings not completed at the ex-dividend date, the price of the stock is immediately reduced as dividend payment dilutes the value of the company and investors absorbs the diminution in value (â€Å"Investing†, 2007).Effect of declaration of stock dividendA stock dividend transfers the surplus covered by such dividend into permanent account thereby placing it beyond the power of the board of directors to withdraw from corporate use and to distribute to the stockholders.   Such a capitalization of surplus adds nothing to and takes nothing from the corporation.   The corporation merely transfers the surplus to capital account and issue shares of stock to represent the same.   Such shares may b e preferred as well as common stock.After a declaration of stock dividends, the stockholder receives no greater proportional interest in the assets of the corporation that he had before.   In this regard, it is identical in substance with a splitting of original share in which outstanding shares are exchanged for an increased number of new shares of proportionally less par value than the old, leaving the aggregate value of all his stock substantially the same.   Such an increase simply dilutes the shares as they existed before.   The declaration of stock dividend is advantageous to existing creditors of the corporation to the extent that corporate earnings are capitalized, unavailable for distribution to stockholders.   At the same time, it improves the cash position of the corporation with expansion projects or programs eliminating the necessity of borrowing and paying high interest rates.Stock dividends are not taxable as income because they represent merely an unrealized gain to the stockholders who receives nothing from the corporation that answers the definition of income under the revenue code (â€Å"Strengthening†).Illustration:A, B, C, D and E organized a stock corporation with an authorized capital stock of $400,000 divided into 4,000 shares with a par value of $100 per share.   Each subscribed to and paid for 400 shares.   Hence, the actual asset of the corporation at the beginning of the business was $200,000.After a few years of profitable business, the assets of the corporation amounted to $400,000 with no debts.   Instead of declaring cash dividends, it was agreed to increase the capital stock in the form of stock dividends with a total value of $40,000 which amount represents the actual increase of his share or interest in the business.   At the start of the year, each stockholder held 400 shares with a total value of $40,000 which is 1/5 of the total corporate capital of $200,000.   At the close of the year, after stock dividends are declared, each stockholder still holds 1/5 interest in the corporation with his 800 shares worth $80,000 in relation to the increased corporate capital of $400,000.   But the proportional interest of each share in the corporate assets is decreased because of the increase in the number of shares, from 1/2,000 to 1/4,000 (Kennon, 2007).Stock dividend from issue of additional sharesWhenever an increase is made in the capital account of a stock corporation, the increase is valid only when it represents additional shares issued for which the equivalent consideration is received by the corporation.   The increase may be the result of an issue of additional shares or the re-investment of retained earnings effected by the distribution of shares as stock dividend.Hence, a corporation with outstanding no par value shares originally issued at $5 per share cannot increase its capital account by transferring its surplus to its capital account without issuing additional shares for the amount transferred.   Under such method, stockholders who have already paid in full their no par value shares would in effect be made to pay additional amounts for the same shares to increase their value.   No par value shares of capital stock issued shall be deemed fully paid and non-assessable.   Once no par value shares have been issued at their issued price, their value can no longer be changed.   Accordingly, such stock dividend by a transfer of the surplus to capital with no shares to be issued cannot be validly made (De Leon, 1993).Stock dividend distinguished from cash dividendStock dividend does not involve any disbursement to the stockholders of accumulated earnings, while cash dividend involves disbursement of said earnings.   Corporate creditors may reach for stock dividends, being still part of corporate property, while cash dividend declared and paid becomes the absolute property of the stockholders and cannot be reached by the creditors.   While co rporate capital is increased by a stock dividend, cash dividend does not.   Except in the sense that capital stock constitute a liability, no debt from the corporation to the stockholders is created by the declaration of stock dividend.   The declaration of cash dividend creates an obligation to the stockholders who then hold such stock.It is important to note that a dividend payable in stock is not synonymous with, and is not always or necessarily, a stock dividend.   A dividend payable in stock may, under some circumstances, is a cash dividend, as where the dividend consists in treasury stocks or in stocks of another corporation.Stock splitsThe board of directors may approve a stock split when the market is too high or too low, as sometimes investors are forestalled from buying or keeping their stocks.   In stock split, the market per share is adjusted by the same ratio which results in additional shares being issued and the market price being reduced to a trading level to attract investors. Stock splits are generally carried out in two different ways.   In a par value stock, the original certificate is converted into a new certificate validating the original shares, plus the new shares issued.   In a no par value stock, the stockholder keeps his original certificate but receives additional certificates for the additional shares issued. In either case, the split merely changes the number of outstanding shares without affecting the stockholders’ equity or the capital stock (Heakal, 2003).Illustration:X Corporation has 100,000 outstanding shares of stock, with a par value of $10 per share.   The board of directors feels that a lower price is necessary to attract more investors, it authorized that the 100,000 shares be replaced by 500,000 with a par value of $2.   Thus each stockholder will receive 5 shares in exchange for each share owned.   This increase in the number of outstanding share is referred to as stock split (Little, 2007).O n the other hand, the reverse stock split, involves the reduction of the outstanding shares into a smaller number of shares and it is done when it is felt that a higher price for the shares will be advantageous to the corporation.   Thus, in the same example above, the 100,000 outstanding shares may be called in and replaced by 50,000 shares with a par value of $20 per share.   There is an increase in the par value of outstanding shares with a corresponding reduction in the number of shares issued.If a stock splits, it does not make it a better investment or enlarges the share in the company’s earnings nor does it affect materially short sellers. The aim of stock splits is to lower the trading price of a stock to a level viewed as popular to investors. It is comfortable to purchase stock at $10 per share than at $100 per share. Hence, when share prices have moved up considerably, publicly-listed companies declare stock split.ConclusionOne way or another, the stock itself may change, whether it is a stock split or a stock dividend.   It is crucial that an investor must be fully aware of the character of corporate actions to understand how a corporate decision affects his interest in the business. Corporate action may bring a change in the stock (â€Å"Corporate†).Whether it is cash dividend or stock dividend, dividends matter. It is the evidence of profitability.   It offers unvarying return on a less secure investment. Dividends grow as the company grows thus providing more economic value to the investors. Some investors profit from dividends.   Investors would purchase stocks right after dividend is declared and sell it after collecting the dividend, thus, receiving dividend at no cost.   However, this does not usually happen successfully as the dividend payout reflects immediately the stock price.It is important that an investor understands stock splits.   Stock splits do not change the equity of the company or the net assets of t he business.   Board of directors approves stock splits to maintain high level of trading activity of its stock. Sometimes a reverse stock split is decided to discourage small investors and maintain its status because a relatively low stock price is considered highly speculative and often trades over the counter.

4 Ways Customer Feedback Determined Our Greatest Design Features

4 Ways Customer Feedback Determined Our Greatest Design Features Your feedback matters. Here at , we want to be the #1 marketing calendar for everything you need organized. And we know that it’s the little things that matter the most†¦ which is why we are constantly making improvements to your calendar, so you can focus on the big things. In the past six months (yep, just six  short  months), made a few AWESOME updates: Calendar Refresh: Updated the format of your calendar so you can easily track and manage your content from the master view. Custom Content: Added more content types (not just the ones we originally thought you needed), and now you can organize them to boot. New Content Editor: Eliminated distractions from your content editor by creating a simplified and clean interface. And starting today†¦.NEW custom color labels (keep reading)! All of these updates were because of YOUR feedback. Your ideas make even better, and let’s be honest, they help us  get more organized, too. Which is why we are excited to announce the launch of our newest feature†¦

Examine consulting processes and techniques Assignment - 1

Examine consulting processes and techniques - Assignment Example Answering the above mentioned questions will help the management to step forward to the proper direction. Pilot project generally means a test or trial project which is undertaken prior to undertaking the main project. Thus, the failure of the pilot project provides the management a chance to make the necessary changes in the technique and in the processes of the project. In this regard, to respond to the above mentioned questions, there is a requirement of intense evaluation. The client had implemented SAP in his organizational operations related activities for the better integration and flexibility but instead of generating solutions to the identified problems, the client faced various issues. Firstly, the implementation failed because of the wrong approaches and investment of a lot of capital which had been largely wasted. Various consulting and managerial roles were not present in the client’s approach in the process of implement of the project successfully. These managerial and consulting roles include planning, organizing, staffing, directing, controlling, the leader, the liaison, the disseminator, the monitor, the entrepreneur, spokesperson and the disturbance handler. In this regard, various implementation strategies also were needed to be built such as location and pricing strategies (Wickham & Wickham, 2008). A consulting project aimed at creating specific outcome could be used to address and solve the problem in a much appropriate way. As the client wants to handle his departments such as financial performance management, supply chain management (SCM), manufacturing processes and sales thus job specific consulting project could be appropriate to provide attention in each single department. SAP ERP mainly delivers a comprehensive asset of business benefits that includes risk reduction, better financial management and corporate governance. As the firm was facing a problem related to the financial management

Paraphrasing Essay Example | Topics and Well Written Essays - 250 words - 19

Paraphrasing - Essay Example The plastics are bad for marine life and when other specie eat some of the marine life that ate this plastics, it would make them sick. The cycle begun until it reaches the higher up of the food chain which us and pay the price for polluting our oceans. 3. After reading the textbook, I chose the topic that compared the two religions which are Judaism and Christianity. Judaism and Christianity share the belief that there is God and have the same origin. In terms of teaching and practicing, they show different ways. To illustrate this I quote the sentence from textbook that would contrast from Christianity, Judaism is focused more on life and practice than on belief. In light of the environment worldview, environmental stewardship is a part of its ethics. In Judaism, the idea of the Sabbath introduces the necessary restraint into stewardship. Before reading the textbook about both of religious, I just thought that these two religious were different but realized through their origin and characteristic that they are based on one God and that the same God created all things. 4. I like the idea because it will lead to protect our environment. Companies should look for new ideas that may help our environment and not just think about profit because it is their responsibility too to protect the environment. I would love to hear in the next few days that some companies make a new ideas to protect our environment. Finally, I would like to say my thanks McDonalds 5. In the first video which is presented by EPS Group LLC, it gave me an idea on how to recycle Styrofoam. I know that Styrofoam was really light and disposable packages and the video showed interesting methods on how to recycle Styrofoam as well as the weight of the final stage. The weight of 21 kg shocked me but they provided good information that their machines has several settings depending on region and climate. Actually, I think Styrofoam is not good for the environment in